401k Limits 2024 Married Filing Separately. If you collectively earn between $123,000 and $143,000, you can take a partial deduction. For 2024, married couples filing jointly can take the full deduction if they make less than $123,000.
In 2023, the most you can contribute to a roth 401(k) and contribute in pretax contributions to a traditional 401(k) is $22,500. If you collectively earn between $123,000 and $143,000, you can take a partial deduction.